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The Payment Card Industry Data Security Standard (PCI DSS) is a framework designed by major credit card brands that lays a foundation of stringent security controls to reduce fraud as it pertains to cardholder data. PCI DSS leverages requirements that cover all cardholder data processes, including systems that process, store, transmit, or affect the security of CHD. By implementing the processes and procedures around the requirements outlined in the PCI DSS, entities will be equipped to deal with the challenges surrounding the security of CHD and successfully complete an audit.